Types of Insurances

  • Workers' Compensation

    Workers' Compensation Insurance protects your business and office workers by providing benefits to employees injured in the workplace. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work or compensation for permanent disability.

  • Businessowners Policy (BOP)

    A Businessowners Policy (BOP) combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include general liability, property and business interruption and can add other coverages, like cyber or employee practices liability coverage and others as needed. BOP coverage is a flexible policy that can be customized to fit individual policyholders' needs.

  • Commercial Package

    A Commercial Package Policy (CPP) typically includes both General Liability and Property coverage but can also include other types of coverage, including Employment Practices Liability Insurance (EPLI) and Cyber Liability Insurance. A CPP is tailored to the specific risks and needs of a professional services company.

  • Commercial Auto

    Commercial auto coverage protects professional services companies from litigation related to automotive incidents, including auto collision, an unloading accident, or a new work truck stolen from the parking lot. This is important coverage if you are a healthcare facility that uses vehicles for business.

  • Employment Practices Liability Insurance

    Employment Practices Liability Insurance (EPLI) coverage protects healthcare providers in the event of employment-related claims, including alleged discrimination, wrongful termination or demotion, sexual harassment and retaliation. An EPLI policy applies to all employees of an insured business, including temporary, part-time, full-time, seasonal, volunteers and independent contract workers.

  • Cyber Insurance

    Any business using computers to complete day-to-day tasks should consider cyber insurance a necessary coverage. Cyber liability insurance provides coverage for certain losses incurred as a result of data breaches. Businesses are increasingly facing cyber risks that can threaten their operations and even their existence.