Types of Insurances

  • Workers' Compensation

    Workers' Compensation Insurance protects grocery stores by providing benefits to employees injured on the job. These benefits cover medical care, retraining, lost wages, or compensation for permanent disability.

  • General Liability Insurance

    General Liability Insurance provides coverage for bodily injury, personal injury, and property damage caused by the business's operations or products. It protects against claims from third parties who are harmed by the grocery store's activities.

  • Commercial Property Insurance

    Commercial Property Insurance is essential for grocery stores, covering property exposures such as equipment failures, slip and fall accidents, and other risks that can lead to significant financial loss.

  • Commercial Auto

    Commercial auto coverage protects grocery stores that own or use vehicles for deliveries and pickups, covering risks such as accidents, theft, and vandalism, as well as repair costs.

  • Employment Practices Liability Insurance

    EPLI coverage protects grocery stores from employment-related claims such as discrimination, wrongful termination, and sexual harassment, applying to all employees, including temporary and part-time staff.

  • Cyber Insurance

    Cyber liability insurance protects businesses against losses incurred from data breaches and cyber attacks, which are increasingly threatening the operations of grocery stores and supermarkets.